How Chapter 13 Can Help If You Have Non-Qualifying Debts

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One of the first things a bankruptcy lawyer will want to know is what types of debts you have. The purpose of this is to determine which branch of bankruptcy you should file for the most relief, and debts will either be qualifying debts or non-qualifying debts. If you primarily have non-qualifying debts, your lawyer will likely recommend Chapter 13 and here’s why. What Are Non-Qualifying Debts? Debts in bankruptcy are labeled as either qualifying or non-qualifying.…

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Filing For Bankruptcy: Can You Avoid It?

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When you are in significant financial difficulties, it’s only natural to consider filing for bankruptcy. After all, bankruptcy wipes out your debt and offers a fresh start. Unfortunately, having a bankruptcy on your record has some seriously negative consequences, such as destroying your credit rating. Depending on your circumstances, other choices could be more appropriate. Here are several important options to think about. Aggressive Creditors If the main reason you are considering bankruptcy is to protect yourself from overly aggressive or harassing creditors, then it’s vital to understand that the law is on your side.…

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Been Injured In A Car Accident? Why Physical Therapy Is Crucial To Your Personal Injury Case And Your Physical Recovery

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If you spend any time driving in the United States, you should know that there are approximately6 million car accidents every year, with about 3 million people suffering injuries from those accidents. Unfortunately, that means you have a good chance of being involved in at least one car accident during your lifetime. The important thing to remember is that you’re going to need help after a car accident; both medical and legal help.…

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