When I was young, my dad always told me that you have to spend money to make money, so when the day came that I wanted to open my own business, I spent a lot of money. I took out several business loans to get everything that I needed to open a professional looking business. I also got all of the equipment that I needed to provide my clients the service that they came to me for. Unfortunately, business did not pick up as quickly as I had planned for, and I found myself buried in debt that I couldn't pay. I created this blog as I learned about bankruptcy as an option for getting out from under all of that debt.